/* ═══════════════════════════════════════════════════════════
   SecureTomorrow Financial — Luxury Gold & Navy Design System
   ═══════════════════════════════════════════════════════════ */

/* ── Variables ── */
:root {
  --navy:        #0D1B3E;
  --navy-mid:    #162550;
  --navy-light:  #1E3268;
  --gold:        #C9A84C;
  --gold-light:  #E2C47A;
  --gold-pale:   #F5E9C8;
  --cream:       #F7F3EC;
  --cream-dark:  #EDE6D8;
  --white:       #FFFFFF;
  --charcoal:    #2C2C2C;
  --gray:        #6B7280;
  --gray-light:  #D1D5DB;

  --font-display: 'Cormorant Garamond', Georgia, serif;
  --font-body:    'Plus Jakarta Sans', sans-serif;

  --radius-sm:   6px;
  --radius-md:   12px;
  --radius-lg:   20px;

  --shadow-sm:   0 2px 8px rgba(13,27,62,0.08);
  --shadow-md:   0 8px 32px rgba(13,27,62,0.12);
  --shadow-lg:   0 20px 60px rgba(13,27,62,0.18);
  --shadow-gold: 0 4px 24px rgba(201,168,76,0.25);

  --transition:  all 0.35s cubic-bezier(0.4, 0, 0.2, 1);
  --max-width:   1200px;
}

/* ── Reset & Base ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-body);
  background: var(--white);
  color: var(--charcoal);
  line-height: 1.6;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* ── Typography ── */
h1, h2, h3 {
  font-family: var(--font-display);
  line-height: 1.15;
  font-weight: 500;
}

em { font-style: italic; color: var(--gold); }

/* ── Utility ── */
.section-container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 2rem;
}

.section-label {
  font-family: var(--font-body);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1rem;
}

.section-title {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 3rem);
  color: var(--navy);
  margin-bottom: 1.25rem;
  font-weight: 500;
}

.section-desc {
  font-size: 1.05rem;
  color: var(--gray);
  max-width: 560px;
  line-height: 1.7;
}

.section-header {
  margin-bottom: 4rem;
}

/* ── Buttons ── */
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: var(--gold);
  color: var(--navy);
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  padding: 0.9rem 2rem;
  border-radius: var(--radius-sm);
  transition: var(--transition);
  box-shadow: var(--shadow-gold);
  white-space: nowrap;
}

.btn-primary:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 32px rgba(201,168,76,0.4);
}

.btn-ghost {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: transparent;
  color: var(--white);
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  padding: 0.9rem 2rem;
  border-radius: var(--radius-sm);
  border: 1.5px solid rgba(255,255,255,0.4);
  transition: var(--transition);
}

.btn-ghost:hover {
  border-color: var(--gold);
  color: var(--gold);
  background: rgba(201,168,76,0.08);
}

.btn-large { padding: 1.1rem 2.5rem; font-size: 1rem; }
.btn-full  { width: 100%; justify-content: center; }

/* ══════════════════════════════════════════════════════════
   NAVIGATION
══════════════════════════════════════════════════════════ */
.nav-header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 1.25rem 0;
  transition: var(--transition);
}

.nav-header.scrolled {
  background: rgba(13, 27, 62, 0.97);
  backdrop-filter: blur(12px);
  padding: 0.85rem 0;
  box-shadow: 0 4px 24px rgba(0,0,0,0.2);
}

.nav-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}

.nav-logo {
  display: flex;
  flex-direction: column;
  line-height: 1;
  gap: 2px;
}

.logo-secure {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 600;
  color: var(--white);
  letter-spacing: 0.02em;
}

.logo-tomorrow {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 600;
  color: var(--gold);
  letter-spacing: 0.02em;
}

.logo-financial {
  font-family: var(--font-body);
  font-size: 0.6rem;
  font-weight: 700;
  letter-spacing: 0.25em;
  color: rgba(255,255,255,0.6);
  text-transform: uppercase;
  margin-top: 2px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 2rem;
}

.nav-links a {
  font-size: 0.875rem;
  font-weight: 500;
  color: rgba(255,255,255,0.8);
  letter-spacing: 0.03em;
  transition: color 0.2s;
  position: relative;
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -4px; left: 0;
  width: 0; height: 1.5px;
  background: var(--gold);
  transition: width 0.3s ease;
}

.nav-links a:hover { color: var(--white); }
.nav-links a:hover::after { width: 100%; }

.nav-cta {
  background: var(--gold) !important;
  color: var(--navy) !important;
  padding: 0.6rem 1.4rem;
  border-radius: var(--radius-sm);
  font-weight: 700 !important;
  transition: var(--transition) !important;
}

.nav-cta::after { display: none !important; }
.nav-cta:hover { background: var(--gold-light) !important; transform: translateY(-1px); }

.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 4px;
}

.nav-hamburger span {
  display: block;
  width: 24px; height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--transition);
}

/* ══════════════════════════════════════════════════════════
   HERO
══════════════════════════════════════════════════════════ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: var(--navy);
  overflow: hidden;
}

#particleCanvas {
  position: absolute;
  inset: 0;
  width: 100%; height: 100%;
  pointer-events: none;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 60% 40%, rgba(201,168,76,0.08) 0%, transparent 70%),
    radial-gradient(ellipse 60% 80% at 20% 80%, rgba(30,50,104,0.6) 0%, transparent 60%),
    linear-gradient(135deg, rgba(13,27,62,0.95) 0%, rgba(22,37,80,0.85) 50%, rgba(13,27,62,0.9) 100%);
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 8rem 2rem 6rem;
  max-width: 760px;
  padding-left: max(2rem, calc((100vw - var(--max-width)) / 2 + 2rem));
}

.hero-eyebrow {
  font-family: var(--font-body);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.25em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.5rem;
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.hero-eyebrow::before {
  content: '';
  display: block;
  width: 32px; height: 1.5px;
  background: var(--gold);
}

.hero-headline {
  font-family: var(--font-display);
  font-size: clamp(3rem, 7vw, 5.5rem);
  font-weight: 400;
  color: var(--white);
  line-height: 1.1;
  margin-bottom: 1.75rem;
  letter-spacing: -0.01em;
}

.hero-headline em {
  font-style: italic;
  color: rgba(255,255,255,0.75);
}

.gold-text { color: var(--gold); }

.hero-sub {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.7);
  line-height: 1.75;
  max-width: 520px;
  margin-bottom: 2.5rem;
}

.hero-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.hero-scroll-hint {
  position: absolute;
  bottom: 2.5rem;
  left: max(2rem, calc((100vw - var(--max-width)) / 2 + 2rem));
  display: flex;
  align-items: center;
  gap: 1rem;
  color: rgba(255,255,255,0.4);
  font-size: 0.7rem;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  z-index: 2;
}

.scroll-line {
  width: 40px; height: 1px;
  background: rgba(255,255,255,0.3);
  position: relative;
  overflow: hidden;
}

.scroll-line::after {
  content: '';
  position: absolute;
  top: 0; left: -100%;
  width: 100%; height: 100%;
  background: var(--gold);
  animation: scrollSlide 2s ease-in-out infinite;
}

@keyframes scrollSlide {
  0%   { left: -100%; }
  50%  { left: 0%; }
  100% { left: 100%; }
}

/* Reveal animation */
.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.8s ease, transform 0.8s ease;
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ══════════════════════════════════════════════════════════
   TRUST BAR
══════════════════════════════════════════════════════════ */
.trust-bar {
  background: var(--navy);
  border-top: 1px solid rgba(201,168,76,0.2);
  border-bottom: 1px solid rgba(201,168,76,0.2);
  padding: 3rem 2rem;
}

.trust-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  flex-wrap: wrap;
}

.trust-item {
  text-align: center;
  padding: 0 3rem;
  flex: 1;
  min-width: 160px;
}

.trust-num {
  font-family: var(--font-display);
  font-size: 3rem;
  font-weight: 600;
  color: var(--gold);
  line-height: 1;
  display: inline;
}

.trust-plus {
  font-family: var(--font-display);
  font-size: 2rem;
  color: var(--gold);
  font-weight: 400;
}

.trust-item p {
  font-size: 0.8rem;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.5);
  margin-top: 0.5rem;
}

.trust-divider {
  width: 1px;
  height: 60px;
  background: rgba(201,168,76,0.2);
  flex-shrink: 0;
}

/* ══════════════════════════════════════════════════════════
   SERVICES
══════════════════════════════════════════════════════════ */
.services {
  padding: 7rem 0;
  background: var(--cream);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.service-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 2.5rem 2rem;
  border: 1px solid var(--cream-dark);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 3px; height: 0;
  background: var(--gold);
  transition: height 0.4s ease;
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}

.service-card:hover::before { height: 100%; }

.service-icon {
  width: 52px; height: 52px;
  background: var(--gold-pale);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.5rem;
  color: var(--gold);
  transition: var(--transition);
}

.service-icon svg { width: 26px; height: 26px; }

.service-card:hover .service-icon {
  background: var(--gold);
  color: var(--white);
}

.service-card h3 {
  font-family: var(--font-display);
  font-size: 1.4rem;
  color: var(--navy);
  margin-bottom: 0.75rem;
  font-weight: 600;
}

.service-card p {
  font-size: 0.9rem;
  color: var(--gray);
  line-height: 1.7;
  margin-bottom: 1.5rem;
}

.service-link {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--gold);
  letter-spacing: 0.05em;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  transition: gap 0.2s;
}

.service-link:hover { gap: 0.7rem; }

/* ══════════════════════════════════════════════════════════
   ABOUT
══════════════════════════════════════════════════════════ */
.about {
  padding: 7rem 0;
  background: var(--white);
}

.about-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 2rem;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 6rem;
  align-items: center;
}

.about-visual {
  position: relative;
}

.about-badge {
  position: absolute;
  top: -1.5rem;
  right: -1rem;
  z-index: 2;
  background: var(--white);
  border: 1px solid var(--gold-pale);
  border-radius: var(--radius-md);
  padding: 0.75rem 1.25rem;
  display: flex;
  align-items: center;
  gap: 0.6rem;
  box-shadow: var(--shadow-md);
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--navy);
}

.about-badge svg { width: 28px; height: 28px; }

.about-image-frame {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  aspect-ratio: 4/5;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
}

.about-image-placeholder {
  text-align: center;
  color: rgba(255,255,255,0.7);
}

.about-monogram {
  font-family: var(--font-display);
  font-size: 5rem;
  font-weight: 300;
  color: var(--gold);
  opacity: 0.6;
  line-height: 1;
  margin-bottom: 1rem;
}

.about-image-placeholder p {
  font-size: 0.85rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  opacity: 0.5;
}

.about-frame-accent {
  position: absolute;
  width: 60px; height: 60px;
  border-color: var(--gold);
  border-style: solid;
  opacity: 0.4;
}

.about-frame-accent.top-left {
  top: 1rem; left: 1rem;
  border-width: 2px 0 0 2px;
}

.about-frame-accent.bottom-right {
  bottom: 1rem; right: 1rem;
  border-width: 0 2px 2px 0;
}

.about-text {
  font-size: 1rem;
  color: var(--gray);
  line-height: 1.8;
  margin-bottom: 1.25rem;
}

.about-credentials {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  margin: 2rem 0;
}

.credential {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--charcoal);
}

.credential-dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--gold);
  flex-shrink: 0;
}

/* ══════════════════════════════════════════════════════════
   PROCESS
══════════════════════════════════════════════════════════ */
.process {
  padding: 7rem 0;
  background: var(--navy);
}

.process .section-label { color: var(--gold); }
.process .section-title { color: var(--white); }
.process .section-desc  { color: rgba(255,255,255,0.55); }

.process-steps {
  display: flex;
  align-items: flex-start;
  gap: 0;
}

.process-step {
  flex: 1;
  text-align: center;
  padding: 0 1.5rem;
}

.step-number {
  font-family: var(--font-display);
  font-size: 4rem;
  font-weight: 300;
  color: var(--gold);
  opacity: 0.3;
  line-height: 1;
  margin-bottom: 1.25rem;
  transition: opacity 0.3s;
}

.process-step:hover .step-number { opacity: 0.8; }

.step-content h3 {
  font-family: var(--font-display);
  font-size: 1.35rem;
  color: var(--white);
  margin-bottom: 0.75rem;
  font-weight: 500;
}

.step-content p {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.5);
  line-height: 1.7;
}

.process-connector {
  width: 80px;
  height: 1px;
  background: linear-gradient(90deg, rgba(201,168,76,0.3), rgba(201,168,76,0.1));
  margin-top: 2rem;
  flex-shrink: 0;
}

/* ══════════════════════════════════════════════════════════
   TESTIMONIALS
══════════════════════════════════════════════════════════ */
.testimonials {
  padding: 7rem 0;
  background: var(--cream);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  align-items: start;
}

.testimonial-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 2.5rem 2rem;
  border: 1px solid var(--cream-dark);
  position: relative;
  transition: var(--transition);
}

.testimonial-card.featured {
  background: var(--navy);
  border-color: transparent;
  transform: translateY(-12px);
  box-shadow: var(--shadow-lg);
}

.testimonial-card:hover:not(.featured) {
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.quote-mark {
  font-family: var(--font-display);
  font-size: 5rem;
  line-height: 0.5;
  color: var(--gold);
  opacity: 0.3;
  margin-bottom: 1.25rem;
  display: block;
}

.testimonial-card.featured .quote-mark { opacity: 0.5; }

.testimonial-text {
  font-size: 0.95rem;
  line-height: 1.8;
  color: var(--charcoal);
  margin-bottom: 2rem;
  font-style: italic;
}

.testimonial-card.featured .testimonial-text { color: rgba(255,255,255,0.8); }

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 0.875rem;
}

.author-avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--gold-pale);
  color: var(--navy);
  font-size: 0.75rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.testimonial-card.featured .author-avatar {
  background: rgba(201,168,76,0.2);
  color: var(--gold);
}

.testimonial-author strong {
  display: block;
  font-size: 0.9rem;
  color: var(--navy);
  font-weight: 600;
}

.testimonial-card.featured .testimonial-author strong { color: var(--white); }

.testimonial-author span {
  font-size: 0.78rem;
  color: var(--gray);
}

.testimonial-card.featured .testimonial-author span { color: rgba(255,255,255,0.45); }

/* ══════════════════════════════════════════════════════════
   CTA BANNER
══════════════════════════════════════════════════════════ */
.cta-banner {
  background: linear-gradient(135deg, var(--gold) 0%, #B8922A 100%);
  padding: 5rem 2rem;
}

.cta-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 3rem;
  flex-wrap: wrap;
}

.cta-text h2 {
  font-family: var(--font-display);
  font-size: clamp(1.75rem, 3.5vw, 2.5rem);
  color: var(--navy);
  margin-bottom: 0.5rem;
  font-weight: 600;
}

.cta-text h2 em { color: var(--navy); opacity: 0.7; }

.cta-text p {
  font-size: 1rem;
  color: rgba(13,27,62,0.7);
  max-width: 480px;
}

.cta-banner .btn-primary {
  background: var(--navy);
  color: var(--white);
  box-shadow: 0 4px 24px rgba(13,27,62,0.3);
}

.cta-banner .btn-primary:hover {
  background: var(--navy-light);
  box-shadow: 0 8px 32px rgba(13,27,62,0.4);
}

/* ══════════════════════════════════════════════════════════
   CONTACT
══════════════════════════════════════════════════════════ */
.contact {
  padding: 7rem 0;
  background: var(--white);
}

.contact-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 2rem;
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 6rem;
  align-items: start;
}

.contact-desc {
  font-size: 1rem;
  color: var(--gray);
  line-height: 1.75;
  margin-bottom: 2.5rem;
}

.contact-details {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.contact-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}

.contact-icon {
  width: 44px; height: 44px;
  background: var(--gold-pale);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  flex-shrink: 0;
}

.contact-icon svg { width: 18px; height: 18px; }

.contact-item strong {
  display: block;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--navy);
  margin-bottom: 0.2rem;
}

.contact-item span {
  font-size: 0.9rem;
  color: var(--gray);
}

/* Form */
.contact-form {
  background: var(--cream);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  border: 1px solid var(--cream-dark);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  margin-bottom: 1.25rem;
}

.form-group label {
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  color: var(--navy);
  text-transform: uppercase;
}

.form-group input,
.form-group select,
.form-group textarea {
  font-family: var(--font-body);
  font-size: 0.9rem;
  color: var(--charcoal);
  background: var(--white);
  border: 1.5px solid var(--cream-dark);
  border-radius: var(--radius-sm);
  padding: 0.8rem 1rem;
  transition: border-color 0.2s, box-shadow 0.2s;
  outline: none;
  width: 100%;
}

.form-group input::placeholder,
.form-group textarea::placeholder { color: var(--gray-light); }

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201,168,76,0.12);
}

.form-group textarea { resize: vertical; min-height: 100px; }

.form-group select { appearance: none; cursor: pointer; }

.form-disclaimer {
  text-align: center;
  font-size: 0.75rem;
  color: var(--gray);
  margin-top: 1rem;
}

/* ══════════════════════════════════════════════════════════
   FOOTER
══════════════════════════════════════════════════════════ */
.footer {
  background: var(--navy);
  padding: 5rem 0 0;
}

.footer-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 2rem 4rem;
  display: grid;
  grid-template-columns: 1.5fr 1fr;
  gap: 4rem;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-tagline {
  font-family: var(--font-display);
  font-size: 1rem;
  font-style: italic;
  color: rgba(255,255,255,0.4);
  margin-top: 1rem;
}

.footer-links {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
}

.footer-col h4 {
  font-family: var(--font-body);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.25rem;
}

.footer-col a {
  display: block;
  font-size: 0.875rem;
  color: rgba(255,255,255,0.5);
  margin-bottom: 0.75rem;
  transition: color 0.2s;
}

.footer-col a:hover { color: var(--white); }

.footer-bottom {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 1.75rem 2rem;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.footer-bottom p {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.3);
}

.footer-disclaimer {
  font-size: 0.72rem !important;
  line-height: 1.6;
}

/* ══════════════════════════════════════════════════════════
   RESPONSIVE
══════════════════════════════════════════════════════════ */
@media (max-width: 1024px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .about-inner   { gap: 3rem; }
  .contact-inner { gap: 3rem; }
}

@media (max-width: 768px) {
  .nav-links { display: none; flex-direction: column; position: fixed; top: 0; right: 0; bottom: 0; width: 280px; background: var(--navy); padding: 5rem 2rem 2rem; gap: 0; z-index: 999; transform: translateX(100%); transition: transform 0.35s ease; }
  .nav-links.open { display: flex; transform: translateX(0); }
  .nav-links a { padding: 1rem 0; border-bottom: 1px solid rgba(255,255,255,0.06); font-size: 1rem; }
  .nav-cta { margin-top: 1rem; text-align: center; border-radius: var(--radius-sm); }
  .nav-hamburger { display: flex; z-index: 1001; }

  .hero-content { padding: 7rem 1.5rem 5rem; }
  .hero-headline { font-size: clamp(2.5rem, 10vw, 4rem); }

  .trust-inner { gap: 1rem; }
  .trust-item  { padding: 0 1.5rem; }
  .trust-divider { display: none; }

  .services-grid      { grid-template-columns: 1fr; }
  .testimonials-grid  { grid-template-columns: 1fr; }
  .testimonial-card.featured { transform: none; }

  .about-inner   { grid-template-columns: 1fr; gap: 3rem; }
  .about-visual  { max-width: 400px; margin: 0 auto; }

  .process-steps { flex-direction: column; align-items: center; }
  .process-connector { width: 1px; height: 40px; background: linear-gradient(180deg, rgba(201,168,76,0.3), rgba(201,168,76,0.1)); }

  .cta-inner { flex-direction: column; text-align: center; }
  .cta-text p { margin: 0 auto; }

  .contact-inner { grid-template-columns: 1fr; gap: 3rem; }
  .form-row      { grid-template-columns: 1fr; }

  .footer-inner { grid-template-columns: 1fr; gap: 2.5rem; }
  .footer-bottom { flex-direction: column; }
}

@media (max-width: 480px) {
  .hero-actions { flex-direction: column; }
  .btn-primary, .btn-ghost { width: 100%; justify-content: center; }
  .trust-inner { flex-direction: column; }
  .trust-item  { padding: 1rem 0; }
}